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February 29, 2012

More Bank of America Controversy

Recently, Bank of America received blacklash for wanting to charge consumers for using their debit cards.  Now, they have allegedly treated customers with physical/mental challenges unfairly.  This claim is according to the Department of Housing and Urban Development.  (HUD)

HUD representatives stated that bank staff had customers with physical/mental challenges complete requirements that weren’t necessary and “burdensome.” They also stated bank staff had customers with challenges obtain documentation from their doctor if they needed a loan.  Bank of America is viewed as one of the nation’s biggest banks.

“Holding homebuyers with disabilities to a higher standard just because they rely on disability payments as a source of income is against the law,” said John Trasviña, assistant secretary for fair housing and equal opportunity at HUD. “Mortgage companies may verify income and have eligibility standards but they may not single out homebuyers with disabilities to delay or deny financing when they are otherwise eligible.”

HUD representatives stated they were notified of the discrimination practice by customers who were physically/mentally challenged and seeking a loan in Wisconsin and Michigan.  Bank of America had no remarks on the topic.  This topic is currently being investigated by the U.S. Department of Justice.


Banco más controversia de América

Recientemente, Bank of America recibió blacklash por querer cobrar a los consumidores por usar sus tarjetas de débito.  Ahora, al parecer han tratados a los clientes con problemas físicos y mentales injustamente.  Esta afirmación es según para el departamento de vivienda y desarrollo urbano.  (HUD)

Representantes de HUD dijeron que personal del Banco tenía clientes con requerimientos completa retos físicos y mentales que no eran necesarias y "pesada". Declararon también personal del Banco tenía clientes con desafíos obtener documentación de su médico, si necesitan un préstamo.  Bank of America es visto como uno de los mayores bancos de la nación.

 "Compradores de celebración con discapacidad a un nivel superior sólo porque confían en los pagos de discapacidad como una fuente de ingresos es contra la ley," dijo John Trasviña, Subsecretario de vivienda justa e igualdad de oportunidades en HUD. "Las compañías hipotecarias pueden comprobar ingresos y estándares de elegibilidad pero no pueden solo a compradores con discapacidad para retrasar o denegar financiación cuando lo contrario son elegibles".

HUD representantes afirmaron que fueron notificados de la práctica de la discriminación por los clientes que fueron físicamente y mentalmente desafiados y buscando un préstamo en Wisconsin y Michigan.  Bank of America no tuvo comentarios sobre el tema.  Este tema está siendo investigado actualmente por el departamento de Justicia de Estados Unidos.



February 28, 2012

Agency to Exclude Diploma

A high school diploma is usually a regular job standard for employees.  However, one organization wants employers to exclude high school diploma requirements for people with physical/mental challenges.  This is the viewpoint of the Equal Opportunities Employment Commission.  (EEOC)

EEOC representatives state it’s within the law for employers to ask to see a high school diploma.  In the case of people of people with physical/mental challenges they state that companies should have to evaluate deeper if the prospective employee couldn’t graduate high school because of that challenge. They also stated employers should offer other solutions to show that the candidate with a physical/mental mental challenge can handle the job rather than just a high school diploma.

“This may include considering work experience in the same or similar jobs, or allowing (an applicant) to demonstrate performance of the job’s essential functions,” the agency said.

These statements from the agency came from a question and answer session.  EEOC’s primary function is to help employers hire people with physical/mental challenges within the law.  Recommendations for hiring a person with a physical/mental challenge based on acquiring a high school diploma originate from the Americans with Disabilities Act according to the EEOC.

Graduation differences: http://www.disabilityscoop.com/2012/02/21/eeoc-diploma-disabilities/15029/

Agencia para excluir Diploma

Un diploma de escuela secundaria suele ser un trabajo regular estándar para los empleados.  Sin embargo, una organización quiere que los empleadores para excluir requisitos de diploma de escuela secundaria para las personas con problemas físicos y mentales.  Este es el punto de vista de la Comisión de empleo de igualdad de oportunidades.  (EEOC)

Estado de representantes de EEOC está dentro de la ley para que los empleadores solicitar ver un diploma de escuela secundaria.  En el caso de personas de las personas físicas y mentales desafía Estado que las empresas deban evaluar más profunda si el empleado posible no pudo graduarse secundaria debido a ese desafío. También dijeron que los empleadores deben ofrecer otras soluciones para mostrar que el candidato con un reto físico y mental mental puede manejar el trabajo en lugar de sólo un diploma de escuela secundaria.

"Esto puede incluir teniendo en cuenta la experiencia de trabajo en el mismo o trabajos similares o permitiendo (solicitante) demostrar el desempeño de las funciones esenciales del trabajo", dijo la Agencia.

Estas declaraciones de la Agencia provenían de una sesión de preguntas y respuesta.  La función principal del EEOC es ayudar a los empleadores a contratar a personas con problemas físicos y mentales dentro de la ley.  Recomendaciones para la contratación de una persona con un reto físico y mental basado en la adquisición de un diploma de escuela secundaria proceden de la ley de estadounidenses con discapacidad segun el EEOC.


February 27, 2012

Are Sheltered Workshops Beneficial?

Sheltered workshops are designed to teach people with physical/mental challenges job-related skills so that they can be put into more permanent employment.  However, in two reports it was found that they are expensive with few positive results.  These reports put the workshops validity into question.

In the reports, researchers discovered that people with physical/mental challenges weren’t more likely to obtain a job as people who weren’t involved in workshops.  People who were involved in workshops made less income.  They were also more expensive to employers.

“Participating in sheltered workshops diminished the future outcomes achieved once individuals became competitively employed, perhaps because the skills and behaviors individuals learned in sheltered workshops had to be ‘unlearned’ in order for the workers to be successful in the community,” according to the researchers.

Presently, half a million Americans with physical/mental challenges participate in approximately 7,000 workshops cross country.  Reasons as to why sheltered workshops aren’t beneficial to participants are still unclear.  These reports were completed by researchers at Kent State University and Virginia Commonwealth University.